Fix your credit. Get business funding. Money broker for $5K–$10K a month.*
All in one program.

VIP is the inside track of the largest money-brokering community on Skool: free credit repair, a free CRM, your own white-label funding site, weekly coaching with me, and up to 30% commissions on every client you refer.

25,000
community members
$1.2M
John's own business credit
520→850
John's own credit score
Weekly
live coaching with John
Member wins

Real results from real members.

Credit repair wins Verified Skool Posts

Real screenshots from members disputing inaccurate items and watching their scores jump in 2 to 8 weeks.

Ashley Short · Mar 31
568 → 738 +164 pts
Ashley Short credit repair win - 568 to 738 in less than 2 months
"I am BLOWN away!!! As you can see, I started the credit repair program with John Duda in mid-February, and my credit score went up 164 points! 😍🙏 Super GRATEFUL! Thank" < 2 months
Sharn Robertson · Apr 9
Score: 836 +129 pts
Sharn Robertson credit repair win - Experian jumped 129 points to 836
"I just got an alert from Experian and saw that my score jumped up 129 points. It's been less than two weeks. That's amazing. Thanks to @John Duda and his team." < 2 weeks
Ron Williams · Mar 24
580/620 → 740+ Across bureaus
Ron Williams credit repair win - from 580 low 620 high to 740+ across the board
"I knew that John and his team were going to get me sorted out eventually... 2 months later my personal credit is fixed, (went from 580 low 620 high to 740+ across the board)" 2 months
Cheryl Miller · Apr 1
641 → 760 +119 pts
Cheryl Miller credit repair win - 641 to 760 on first dispute response
"So I joined about 3 weeks ago. I just got my first dispute response yesterday. 2/28 I was at 641. Last week I had a big jump and just got another update today. 760 FICO Score 8." 3 weeks
Lucas Edmonds · Jan 13
+80 Point Boost Funding Ready
Lucas Edmonds credit repair win - 80 point boost, bad marks cleared
"Bad marks cleared today and my score jumped 80 points!! I'm almost ready for my $100k LFG!!!" Cleared bad marks

Funding wins Verified Skool Posts

Members securing $50,000 to over $115,000 in business funding and 0% interest credit stacks using the bank data points.

$385,000+ IN THIS BATCH
0% Interest CARD STACKS
8,000+ BANK DATA POINTS
Richard Armenta · Jun 19
✓ Got: $115,000 Business Funding
$115,000 Approved
Richard Armenta Skool win - $115k captured in funding
"Between getting the pet to the vet, picking up rental for 4 day trip we teamed up and took the next step by following the data points and captured $115k in funding. Next step, get the inquiries removed. 🎉" Following Data Points
Kathleen Miller · May 20
✓ Got: $108,000 at 0% Interest Stack
$108,000 Approved
Kathleen Miller Skool win - $108,000 0% credit stack
"Sooo excited! Infinite Funding Blueprint leads the way to funding availability! 🚀 Just received the email saying I received my Wells Fargo Signify Business Cash Card!" 0% Interest Stack
David Lee · Apr 24
✓ Got: $57,000 Loan Approved
$57,000 Approved
David Lee Skool win - $57,000 approved with Rocket Loans
"I applied to RocketLoans for a personal loan last week, and got pre-approved for 57k. Moved forward with the pre-approved amount and SUCCESS! Only Transunion took a hit." Rocket Loans Approval
Lisa Koval · May 13
✓ Got: $54,000 in 0% Business Cards
$54,000 Approved
Lisa Koval Skool win - $54k secured in first round of 0% business cards
"Just secured first round of 0% business credit cards, came out to about $54K. I did rush the process a bit and did out of sequence... still very stoked!" Round 1 at 0%
Ronnie Urquhart · Apr 17
✓ Got: $51,000 Business Credit
$51,000 Approved
Ronnie Urquhart Skool win - Another 51K biz credit
"Another 51K thanks John Duda" Repeat Funding

Broker payouts Bi-Weekly Payouts · Verified Payment Receipts

Real client referral commissions deposited on a bi-weekly schedule. Payouts ranging from $2,250 to over $27,000 per deal.

$92,000+ IN THIS BATCH
Bi-Weekly PAYOUT SCHEDULE
25% – 30% COMMISSION SPLIT
Commission Paid: $27,020.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 23+ Years of VIP
Broker payment approved: $27,020.00
"Record $27,020 commission payout on high-ticket commercial deal." Mega Payout
Commission Paid: $19,925.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 17+ Years of VIP
Broker payment approved: $19,925.00
"$19,925 direct broker deposit wired on closing." 5-Figure Deal
Commission Paid: $15,840.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 13+ Years of VIP
Broker payment approved: $15,840.00
"$15,840 single client referral fee sent to broker." 5-Figure Deal
Commission Paid: $7,850.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 6+ Years of VIP
Broker payment approved: $7,850.00
"$7,850 approved in bi-weekly payout cycle." Verified Payout
Commission Paid: $6,110.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 5+ Years of VIP
Broker payment approved: $6,110.00
"Single broker payout sent via direct payment approval after client funding closed." Big Deal Payout
Commission Paid: $5,775.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers ~5 Years of VIP
Broker payment approved: $5,775.00
"$5,775.00 approved and sent to broker account." Verified Payout
Commission Paid: $3,250.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 33 Months of VIP
Broker payment approved: $3,250.00
"Clean $3,250 payout directly to member. One closed deal." Verified Payout
Commission Paid: $2,868.33
1 Payment Approved · Bi-Weekly Broker Commission
Covers 29 Months of VIP
Broker payment approved: $2,868.33
"Direct commission payout on a closed business funding stack." Verified Payout
Commission Paid: $2,250.00
1 Payment Approved · Bi-Weekly Broker Commission
Covers 23 Months of VIP
Broker payment approved: $2,250.00
"One client referred through broker link = $2,250 approved payment." Verified Payout

Real member results; not typical. Funding, payouts and credit results depend on each person's profile, effort and lenders' and bureaus' decisions.

Three programs, one membership

Most people pay for these separately.
VIP gives you all three.

Fix your credit

Free credit repair for you, plus the 5-Day Knock-Out credit course to keep your profile clean and growing.

Credit repair usually runs $1,000–$1,500
Get funded

The Fast Funding Formula course plus our bank data points, so you can run your own applications the right way.

The same intel our funding team uses
Money broker

Refer people who need funding and earn 25% of our fee (30% on annual), with a CRM and your own white-label site to run it.

Some brokers earn $5K–$10K a month*
How VIP pays for itself

One payout can cover
20 months of VIP.

Once you're in, people start asking how you got funded. Send them to us through your referral link. When their funding closes, you get paid.

You refer a client
$80,000
in funding approved
Our funding fee
$8,000
at 10%
Your 25% commission
$2,000
one payout
That's
20
months of VIP
Monthly plan
25%
of our fee on every client you refer
Annual plan
30%
of our fee, so the same client pays you $2,400

Example only. Commissions are paid on business-purpose funding that closes through your referral link, based on the fee we actually collect. Not every referral gets funded.

Or let the banks pay for it

The sign-up bonuses alone can pay for
years of VIP.

When you build your own stack, many business cards and business checking accounts pay sign-up bonuses. Inside VIP we show you which ones line up with your funding sequence and how to collect them.

Business card bonuses
CHASE
Chase Ink Business card #1
Minimum spend applies
$900
CHASE
Chase Ink Business card #2
Minimum spend applies
$900
AMEX
Amex Business Gold
Points, value depends on redemption
$2,500
USB
U.S. Bank business card
Minimum spend applies
$350
WF
Wells Fargo business card
Minimum spend applies
$400
Business checking bonuses
USB
U.S. Bank business checking
Deposit and activity requirements apply
up to $1,200
WF
Wells Fargo business checking
Deposit and balance requirements apply
up to $825
Bonuses collected$7,075
$0Dark line = one year of VIP ($1,164)
~6 years

of VIP covered by that example stack of bonuses

$600K → $12K

John's rehab spend in one year, and the 2% cash back it earned

Example amounts based on recent public offers; verify current terms before applying. Bonuses change often and require approval plus minimum spend, deposits or balances; points values vary by redemption. Bank bonuses may be taxable. Not guaranteed.

Everything inside VIP

So much value it's hard to say no.

Free credit repair

We dispute the inaccurate, outdated and unverifiable items holding your score back.

Usually $1,000–$1,500
Free CRM

Track every lead, client and deal in one place, with follow-ups that run for you.

Usually $97/month
White-label funding site

Your own branded funding website. Your name on the front, our lenders and team behind it.

Your brand, our lenders
Weekly group coaching

One hour, live with me, every week. Bring your profile, your deals and your questions.

Mondays · 9 AM ET
Broker portal & commissions

Your referral link to our full menu of business lending products, plus money-broker training.

25% monthly · 30% annual
The course library

Fast Funding Formula, the 5-Day Knock-Out credit course and the Travel Hacking course.

Full library included
Bank data points

Which banks are approving, what they pull and what they look for, so you can apply yourself the smart way.

Updated as banks change
A new resource every month

A new course, tool or playbook drops on the 1st of every month, free for members.

Dropped on the 1st
25,000-member community

The largest money-brokering community on Skool, where I teach funding every day.

Largest on Skool
Two items alone

Credit repair + CRM = $2,600+ in year one.

VIP costs $1,164 a year. You'd be paying more than double that for just two of the things inside.

To be clear
VIP isn't done-for-you funding.

For $97 a month you get the courses, the bank data points and weekly coaching to run applications yourself, the right way. We don't build your stack for you at this price.

Want us to do it?
VIP members save on done-for-you.

If you'd rather have our team build your funding stack, VIP members get a big discount on our done-for-you funding program.

Run your numbers

What could referrals pay you?

Move the sliders. This is the math behind every payout.

Your plan
1
$80,000

Commission = funding × our 10% fee × your split.

Per month
$2,000
Per year
$24,000
Each payout covers
20 mo

Illustration of the commission formula, not a prediction. Most members refer fewer clients; results depend on your effort, network and whether referrals get approved.

John Duda, founder of VIP and the largest money-brokering community on Skool
Who's running VIP

I'm an operator, not a guru.

I'm John Duda. My credit was a 520; today it's an 850. I've built $1.2M in business credit and used it to scale my businesses and real estate. I've spent about $80,000 on mentorships so you don't have to.

Today I run a funding company and the largest money-brokering community on Skool, with 25,000 members, where I teach funding every day. Our team works across 8,000+ national banks, regional banks and credit unions.

Verified Proof · TransUnion FICO Score 8

What other person in the funding space has an 850 score and has actually shown it?

Most gurus talk in hypotheticals and hide behind rented Lambos. Here's my actual TransUnion screen showing an exceptional, maxed-out 850 FICO 8 score under my real name. If you're going to learn credit and business funding, learn from someone who's actually done it.

John Duda TransUnion 850 FICO 8 Exceptional Credit Score
TransUnion FICO 8 850 / 850 (Exceptional)
25,000
members
$1.2M
business credit built
520→850
credit score
$80K
spent on mentors
Pick your plan

Join VIP today.

Everything above, in both plans. Annual pays you a bigger commission — and a 1-on-1 call with me to fast-track it.

Monthly
$97/mo
25% broker commissions
Free credit repair · Free CRM · White-label site · Weekly coaching · Full course library
Join monthly
Best value
Annual
[$X]/yr
30% broker commissions
Everything in monthly, plus the higher commission on every client you refer
Annual-only bonus: a 1-on-1 call with John to map your funding stack and fast-track your first referrals.
Join annual

One funded referral can cover 20 months. The bonuses from your own stack can cover years.

Is VIP for you?

It's for you if…
You want to fix your credit and get it funding-ready.
You want to apply for business funding yourself, with real bank data behind you.
You know people who need capital and want to get paid for the intro.
You'll show up to the weekly calls and actually use the tools.
It's not for you if…
You want us to build your funding stack for $97. That's our done-for-you program.
You're looking for a get-rich-quick button. Brokering takes real conversations.
You want someone to fake your income or wipe accurate items off your report. We don't.
You'll join and never log in.
Every question, answered

Questions? Good.

Fix your credit. Get funded. Get paid.
One membership.

Free credit repair, a free CRM, your own white-label site, weekly coaching and up to 30% commissions, for $97 a month.

Questions? DM John on Skool or Instagram.